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New Home Warranties
for Manufactured Homes

10 Year HUD-Code Warranties for Manufacturers

MHWC specializes in written, insured, ten-year warranties designed specifically for the manufactured housing industry. The MHWC program clearly identifies the covered items, limitations and exclusions; includes procedures for resolving warranty issues; and as long as the home remains on the original site, warranty coverage is automatically transferred to subsequent owners - an extra plus for your sales team.

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10 Year HUD-Code Warranty Options


Features available

Manufacturer - 
Full Coverage

Manufacturer - 
Structural Only

Coverage on Workmanship 
& Materials

1 Year

Coverage on Selected 
Portions of Mechanical 
Systems

1 Year

Coverage on Major 
Structural Components

10 Years

10 Years

Structural Standards 
Format

Major 
Structural 
Defects

Major 
Structural 
Defects

Rate Calculation

Flat Fee / Home

Flat Fee / Home

Member Liability 
Limits

1 Year

1 Year

Written Warranty 
Document

Program Availability

All states except 
AK & HI

All states except 
AK & HI

FREE Marketing 
Materials Available

FREE Mediation to 
Effectively Resolve 
Disputes

Binding Arbitration 
Available, If Needed

Insurer Rated 
"A- (Excellent)" by 
A.M. Best

Coverage Transferable 
During Warranty Term

What's the Difference Between Full Coverage and Structural Only Coverage?

Full Coverage
“Full Coverage” means that we couple Structural Coverage together with industry-accepted standards for 1st year items (including workmanship, materials, & selected portions of mechanical systems).
  • By far, “full” coverage warranties are our most widely used programs.
  • Clearly written set of warranty standards to spell out coverage are provided for you and your homebuyers.
  • Includes 1 year of coverage on workmanship, materials and selected portions of mechanical systems.
  • Includes coverage on major structural components for the entire warranty term.
  • All work done by the builder/dealer on site, including foundations, is excluded from the Manufacturer warranties.  (Separate programs are available for builder/dealers.)
  • You’ll have access to MHWC’s effective dispute resolution system, even on 1st year customer service issues, which can be a valuable tool in managing your service needs. This dispute resolution system includes free mediation. Binding arbitration is available if needed.
Structural Only Coverage

"Structural Only Coverage" means that coverage is provided for ONLY the major structural components for the entire warranty term.

  • You continue to use your own customer service program to address workmanship, materials & mechanical systems issues in the first year.
  • You’ll pay less to enroll a home in a structural only plan.
  • You’ll have access to MHWC’s effective dispute resolution system for structural issues, which includes free mediation. Binding arbitration is also available if needed.
  • Non-structural customer service issues must be resolved by your own customer service program.
  • All work done by the builder/dealer on site, including foundations, is excluded from the Manufacturer warranties. (Separate programs are available for builder/dealers.)
MHWC

5300 Derry St, Harrisburg, PA 17111

(717) 561-4494

Manufacturers and Builders/Dealers:

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