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New Home Warranties
for Manufactured Homes

10 Year HUD-Code Warranties for Builders/Dealers

MHWC offers written, insured, 10 year warranties designed specifically for the manufactured housing industry to clearly identify covered items, limitations & exclusions. The MHWC program includes procedures for resolving warranty issues — a benefit for Builder/Dealers as well as their homeowners.

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10 Year HUD-Code Warranty Options


Features available

Builder/Dealer - 
Full Coverage

Builder/Dealer - 
Structural Only

Coverage on 
Workmanship 
& Materials

1 Year

Coverage on Selected Portions of Mechanical Systems

1 Year

Coverage on Major Structural Components

10 Years

10 Years

Structural Standards Format

Major 
Structural 
Defects

Major 
Structural 
Defects

Rate Calculation

Rate Per $1000 
of Final Sales Price

Rate Per $1000 
of Final Sales Price

Member Liability Limits

1 Year

1 Year

Written Warranty Document

Program Availability

All states except 
AK & HI

All states except 
AK & HI

FREE Marketing 
Materials Available

FREE Mediation to Effectively Resolve Disputes

Binding Arbitration Available, If Needed

Insurer Rated "A- (Excellent)" by 
A.M. Best

Coverage Transferable During Warranty Term

What's the Difference Between Full Coverage and Structural Only Coverage?

HUD-Code New Manufactured Home Builder/Dealers may choose between “full” and “structural only” coverage. In either option, your liability as the Member is limited.

Full Coverage

“Full Coverage” means that we couple Structural Coverage together with industry-accepted standards for 1st year items (workmanship, materials, & selected portions of mechanical systems).

  • By far, “full” coverage warranties are our most widely used programs.
  • Clearly written set of warranty standards to spell out coverage are provided for you and your homebuyers.
  • Includes 1 year of coverage on workmanship & materials.
  • Includes coverage on major structural components for the entire warranty term.
  • You’ll have access to MHWC’s effective dispute resolution system, even on 1st year customer service issues, which can be a valuable tool in managing your service needs. This dispute resolution system includes free mediation. Binding arbitration is available if needed.
Structural Only Coverage

“Structural Only Coverage” means structural coverage is provided for major structural components for the entire warranty term.

  • You continue to use your own customer service program to address workmanship, materials & mechanical systems issues in the first year.
  • You’ll pay less to enroll a home in a structural only plan.
  • You’ll have access to MHWC’s effective dispute resolution system for structural issues, which includes free mediation. Binding arbitration is also available if needed.
  • Non-structural customer service issues must be resolved by your own customer service program.
MHWC

5300 Derry St, Harrisburg, PA 17111

(717) 561-4494

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