Millions in Cash Paid to Builders!

RWC established our exclusive Incentive program in 1986 as a way to reward our Members for their good claims experience, to increase loyalty to the RWC family and to provide yet another reason to choose RWC over the rest of the competition. Since that date, RWC and affiliates have distributed over $20.5 MILLION in Incentive distributions (as of 8/1/14) back to Incentive members.

The Incentive program works like this: Both the Builder Member and RWC contribute an initial participation fee to open an account. From that point forward, RWC will re-direct a portion of the warranty fees paid by the Member into this account. The Incentive account accumulates these deposits over the first 5 years of Incentive membership.

If there are no or few warranty claims on homes enrolled by the Member, then distributions from the Incentive account are paid out over the next 5 years. In essence, the Member can receive back a substantial portion of the warranty fees paid, provided the Member’s claims experience is good. To date, Members have been rewarded for their good claims experience to the tune of over $20.5 million!

If there is a warranted claim for which an indemnity is paid, funds from the Incentive account are used first. Remember that the account is funded by warranty fee dollars so if a claim happens, those dollars are used to pay the cost of the repair. The Incentive fund reduces the risk to the insurance company which backs the warranty; therefore, the cost of insurance is reduced. That savings in premium allows for the accumulation of warranty fee dollars in the Incentive Fund. But if a claim does occur, logically, it’s those same premium dollars which are used first.

Other benefits of the Incentive program include:

  • The annual re-registration fee of $295 is waived for Incentive Members, which saves an additional $1,180 in years 2-5 of membership.
  • The value of the Incentive distributions greatly reduces the effective cost of the warranty fee.
  • The Member enjoys a locked-in enrollment rate under the Standard program throughout the duration of their Incentive membership.  Rates under the Customized State program may be adjusted annually.

To qualify for the Incentive Program, a Member must enroll at least 20 homes per year or have an annual enrolled sales volume of $2 million. A free computerized analysis illustrating how the Incentive Program can work for you is available upon request. For more information, call 800-247-1812 ext. 2149 or send an e-mail to 

DATE:  March, 2013

Back To Top